If you want to use the services of a bank or Postfinance you need an account. There are several types of account that can be used for different purposes, with different rates of interest and charges. You can reduce your bank charges by requesting fewer statements or using online banking.
To open an account, go to the bank or post office of your choice and find out about the different options first. When you have made a decision and want to open an account you will have to prove your identity. Bring your passport and residence permit with you and, if necessary, someone to interpret for you.